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At Januka Savings, our mission is to empower individuals and businesses by providing accessible a...

Our vision at Januka Savings is to be the leading cooperative institution, recognized for our unw...

Our members are the heart of our cooperative, and we place their needs at the center of everythin...


About us

Januka Saving & Credit Co-operative Ltd.

Januka Saving & Credit Co-operative Ltd. is one of the renowned and growing cooperative organizations registered on 2069-02-32 under Cooperative Act 2048 at Division Cooperative Office, Kathmandu. It started providing service officially from Koteshwor, Kathmandu on 2069-03-14 to promote the socio-economic status of the people by encouraging them to save from their earnings and lend loans from their savings in a socially responsible manner with the involvement of all classes of people in society.

With the demand of time, we shifted our head office from Koteshwor to Tinkune on 2073-12-04, keeping the Tinkune office as a head office as well as a service provider. By this we have above 1300 members active in the organization, providing regular services to this organization. By reaching and providing quality service to many people of the valley, we have extended our working area to Kathmandu Metropolitan City and its all-neighboring Municipality by taking approval from Division Cooperative Office, Kathmandu on 2078-10-13 . More than 11 years of experience working in society, has enabled us to build our services and solutions in strategy, consulting, digital, technology, and operations that help our members with their trading projects across the nation.

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Tirtha Prasad Parajuli

President, Januka SACOS

Dear members,

As the president of Januka Savings and Cooperative, I am honored to address you today. At Januka SACOS, we understand that trust is the cornerstone of any successful financial institution. That is why we have built our cooperative on a foundation of unwavering integrity, transparency, and member satisfaction.

We are committed to upholding the highest standards of professionalism and ethical conduct in all our interactions. Our primary goal is to help you achieve your financial goals and dreams, no matter how big or small. With a team of experienced professionals, cutting-edge technology, and a customer-centric approach, we are fully equipped to provide you with tailored financial solutions that meet your unique requirements. We deeply appreciate the trust you have placed in Januka Savings and Cooperative, and we pledge to continue exceeding your expectations.

Nirajna Luitel

Secretary, Januka SACOS

Dear members and viewers,

On behalf of Januka Savings and Cooperative, I, as the secretary, extend a warm welcome to you. Our cooperative is dedicated to fostering trust and transparency in all our operations. We recognize the importance of your trust in our organization, and we want to assure you that we prioritize your financial well-being.

With a team of committed professionals, we strive to create a secure and dependable environment where your hard-earned money is in safe hands. We adhere to strict ethical practices, ensuring that your investments grow and flourish. Thank you for choosing Januka Savings and Cooperative as your financial partner, and we look forward to serving you with integrity and dedication.

Niroj Dahal

Vice President, Januka SACOS


As the vice-president of Januka Savings and Cooperative, I am delighted to connect with our valued members and viewers. We understand that entrusting your financial matters to an institution requires confidence and peace of mind. At Januka Savings and Cooperative, we are committed to earning and preserving that trust.

With our unwavering dedication to serving our members, we offer a comprehensive range of financial services designed to meet your diverse needs. Our team of seasoned professionals is always ready to provide personalized guidance and support to help you achieve your financial aspirations. We constantly strive to enhance our offerings, ensuring that we remain at the forefront of the industry. Rest assured, your trust in Januka Savings and Cooperative is well-placed, and we are dedicated to delivering exceptional service with utmost professionalism.

Prabin Kumar Shrestha

Chairman, Januka SACOS

Respected members and valued viewers,

On behalf of the entire board of directors and staff, I, as the chairman of Januka Savings and Cooperative, extend my heartfelt gratitude for your unwavering trust and support. We recognize that trust is earned through years of consistent dedication and reliable service. With a legacy of 11 years of serving our members and the community, Januka Savings and Cooperative stands as a beacon of stability and dependability in the financial sector.

Our commitment to your financial well-being remains unwavering. We prioritize transparency, fairness, and inclusivity in all our operations, ensuring that your interests are protected and your investments grow. With the combined expertise of our team and our strong financial standing, we are poised to provide you with unrivaled financial solutions and opportunities. Your trust is the bedrock of our success, and we pledge to continue serving you with unwavering commitment and diligence.


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